Windsor–Essex Real Estate Tools
Free Real Estate
Calculators
Make confident buying decisions with tools built for Canadian buyers — accurate mortgage math, OSFI stress test, Ontario land transfer tax, and CMHC insurance, all in one place.
Mortgage Calculator
Affordability Calculator
Ontario Land Transfer Tax
CMHC Insurance Calculator
Ontario Land Transfer Tax
Calculate your Ontario Land Transfer Tax in seconds. Includes the first-time homebuyer rebate (up to $4,000) and a full bracket-by-bracket breakdown. Windsor has no municipal LTT.
Windsor–Essex Note
Windsor does not have a municipal land transfer tax. Only the provincial Ontario LTT applies.
First-time buyers in Ontario receive a rebate of up to $4,000.
Total Land Transfer Tax Payable
$9,475
Ontario Land Transfer Tax
| Bracket | Rate | Tax |
|---|---|---|
| First $55,000 | 0.5% | $275 |
| $55,001 – $250,000 | 1.0% | $1,950 |
| $250,001 – $400,000 | 1.5% | $2,250 |
| $400,001 – $2,000,000 | 2.0% | $5,000 |
| Over $2,000,000 | 2.5% | $0 |
Disclaimer: These calculators are provided for informational purposes only and do not constitute financial or mortgage advice. Results are estimates based on the inputs you provide and may differ from actual lender offers. Tax amounts and CMHC rates are based on 2024 figures and are subject to change. Always consult a licensed mortgage professional or financial advisor before making any real estate decisions.