Windsor–Essex Real Estate Tools
Free Real Estate
Calculators
Make confident buying decisions with tools built for Canadian buyers — accurate mortgage math, OSFI stress test, Ontario land transfer tax, and CMHC insurance, all in one place.
Mortgage Calculator
Affordability Calculator
Ontario Land Transfer Tax
CMHC Insurance Calculator
Mortgage Calculator
Estimate your monthly, bi-weekly, or weekly payment using real Canadian semi-annual compounding math. Includes a full amortization schedule and principal vs. interest breakdown.
= 20.00% of home price
Monthly Payment
$3,174
Total Interest
$432,211
Total Cost
$952,211
Mortgage Amount
$520,000
Down Payment
20.00%
Principal vs Interest
Amortization Schedule
| Year | Balance | Principal | Interest |
|---|---|---|---|
| Yr 1 | $509,941 | $10,059 | $28,029 |
| Yr 2 | $499,321 | $10,620 | $27,469 |
| Yr 3 | $488,109 | $11,212 | $26,876 |
| Yr 4 | $476,272 | $11,837 | $26,251 |
| Yr 5 | $463,775 | $12,497 | $25,591 |
Disclaimer: These calculators are provided for informational purposes only and do not constitute financial or mortgage advice. Results are estimates based on the inputs you provide and may differ from actual lender offers. Tax amounts and CMHC rates are based on 2024 figures and are subject to change. Always consult a licensed mortgage professional or financial advisor before making any real estate decisions.